Loans

Household loans are provided to members to support their day-to-day family and domestic financial needs. These loans help members manage essential household expenses such as home maintenance, purchasing household goods, medical treatment, social obligations, and other personal requirements. Household loans are designed to improve the living standards of members through accessible and affordable financing.

Eligibility

Members can apply for social loans if they:

• Are cooperative members with valid membership status
• Require financial support for genuine social or cultural purposes
• Have the capacity to repay installments on time
• Provide guarantors or security as per cooperative rules.