Loans

Business loans are provided to members for income-generating and entrepreneurial activities. These loans support members in starting new businesses, expanding existing enterprises, purchasing inventory, improving business infrastructure, or managing working capital. Business loans play an important role in promoting self-employment and economic growth within the cooperative community.

Eligibility

Business loans are available to members who:

• Operate or plan to operate a business or enterprise
• Submit a basic business plan or purpose of loan utilization
• Have sufficient repayment capacity and income source
• Provide collateral, guarantors, or business assets as security
• Fulfill cooperative credit assessment requirements